Backpacker Insurance | Annual Holiday Insurance

Benefit	Cover (Up to) (per insured person)	Excess (per insured person)
Cancellation, Curtailment or Rearrangement	£1,500	£125
Emergency Medical and other Expenses*	£3,000,000	£125
Personal Accident*	£40,000	N/A
Baggage and Passport	£1,000	£125
Personal Money and Documents	£250	£125
Personal Liability*	£2,500,000	£200
Missed Departure	£500	£125
Student Loans	£1,000	£125
Loss of Earnings	£750	£125
Programme Costs	£750	£125
Resumption of Journey	£250	£125
Inter Rail Tickets	£250	£125
Government Travel advice	£500	£125
Tropical Disease Screening & Protection	£200	£125
Delayed Departure	£150(£15 for each 12hrs)	N/A
Holiday Abandonment	£1500(after 24hrs)	£125
Third Party Supplier Insolvency	N/A	N/A
Credit Card Fraud	£250	£125
Overseas Legal Expenses and Assistance	£10,000	£200
Schedule Airline Failure	N/A	N/A
WINTER SPORTS (Available upon payment of additional premium)
Ski Equipment*	£300	£125
Ski Hire*	£300 (£30 per day)	N/A
Ski Pack*	£300 (£30 per day)	N/A
Piste Closure*	£400 (£40 per day)	N/A
Avalanche Closure*	£400	£125
*You are not covered under these sections for Winter Sport activities unless an additional premium has been paid and shown on the validation certificate.
This is a summary guide only. Please refer to the policy wording for full terms and conditions.
£0.00 Select Cover

Benefit	Cover (Up to) (per insured person)	Excess (per insured person)
Cancellation, Curtailment or Rearrangement	£2,500	£75
Emergency Medical and other Expenses*	£6,000,000	£75
Personal Accident*	£40,000	N/A
Baggage and Passport	£1,500	£75
Personal Money and Documents	£350	£75
Personal Liability*	£3,000,000	£200
Missed Departure	£750	£75
Student Loans	£2,000	£75
Loss of Earnings	£1,000	£75
Programme Costs	£1,500	£75
Resumption of Journey	£500	£75
Inter Rail Tickets	£500	£75
Government Travel advice	£1,000	£75
Tropical Disease Screening & Protection	£250	£75
Delayed Departure	£250(£25 for each 12hrs)	N/A
Holiday Abandonment	£2,500(after 24hrs)	£75
Third Party Supplier Insolvency	N/A	N/A
Credit Card Fraud	£750	£75
Overseas Legal Expenses and Assistance	£15,000	£200
Schedule Airline Failure	N/A	N/A
WINTER SPORTS (Available upon payment of additional premium)
Ski Equipment*	£400	£75
Ski Hire*	£400 (£40 per day)	N/A
Ski Pack*	£500 (£50 per day)	N/A
Piste Closure*	£500 (£50 per day)	N/A
Avalanche Closure*	£500	£75
*You are not covered under these sections for Winter Sport activities unless an additional premium has been paid and shown on the validation certificate.
This is a summary guide only. Please refer to the policy wording for full terms and conditions.
£0.00 Select Cover

Menu	Premier popular choice	Premier Plus best cover available
Insurance Price	£	£
Cancellation	£1,500	£2,500
Medical Expenses	£3,000,000	£6,000,000
Baggage	£1,000	£1,500
Personal Accident	£40,000	£40,000
Supplier Insolvency	N/A	N/A
Missed Departure	£500	£750
Delayed Departure	£150	£250
Loss of Earnings	£750	£1,000
Policy Claims Excess	£125	£75
	Economy Price No handling fee applies Total Premium (including 5% Govt Levy) £17.99 Select Premier Price Total Premium (including 5% Govt Levy) £ Select Premier Plus Price Total Premium (including 5% Govt Levy) £ Select

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